We Are Direct

Investment & Loans Limited is a direct lender for Unsecured Loans. Upon application, our expert team will conduct the necessary financial and background checks, and be in touch directly to complete the process.

We Are Understanding

We don’t have a ‘one size fits all’ approach when it comes to communicating with our customers. Our highly trained staff treat everyone individually based on the customer’s unique situation.

We Are Inclusive

Unlike some other lenders, we don’t assess our loans based on a credit score. Our team manually consider each application based on its merits rather than letting a computer decide.

TOTALLY COMMITTED

Who are Investment & Loans Limited?

Investment & Loans Limited are a direct lender of Investment and Business loans. We have over 10 years of experience in providing loans to those who struggle to obtain credit through high street lenders, perhaps due to a poor or thin credit history. We pride ourselves on being a responsible lender, completing thorough affordability checks on each application before approval.
  • Investment Loans
  • Debt Consolidation
  • Business Loans

OUR SERVICES

Loan Offers

Investment Loans

Clients borrow to make a lump sum investment purchase that has the potential to grow in value over time

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Bad Credit

We are a direct UK lender specialising in helping those with less than perfect credit scores.

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PROCESS

How It All Works

With Investment & Loans Limited, you’re more than just a credit score. We look at your credit future, not just your credit history. Even if you’ve had problems with your credit score in the past, Investment & Loans Limited may be able to help.

You can apply online without affecting your credit score and receive a decision in minutes. All of our loans are subject to status and affordability.

Complete Our Short Application Form
Get An Initial Decision In Minutes
Get Loan Processed & Completed

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OUR STRATEGY

Why choose Investment & Loans Limited?

Applying with us won't affect your credit score. We use Soft Searching Technology which means even if you're unsuccessful; it won't go against your credit file.

Marketing

At Investment & Loans Limited, we understand there is a real need to lend in the most responsible manner possible. Besides our best lending practices that are outlined below, we have processes and controls in place to ensure that our customers never borrow more than they can afford to pay back.

  • Fast Payouts
  • No Guarantor
  • Competitive Rates
  • Total Flexibility

Business

Not only do we help you if you can't get the money you need from your bank or other mainstream lenders, we also want to help make your financial future better.

  • Affordable & Fast Loans
  • Understanding
  • Personal Touch
  • Smooth Repayment System

Finance

Our customer service team specialise in helping people with bad credit scores - we're here to understand and to offer a helping hand.

  • Security Guarateed
  • Fidelity & High Integrity
  • Fixed Rate
  • Ease of Access

A few more things you may want to know

How it Works

Advices

Paying early is cheaper for you

You can choose to pay your loan off early at any point. If you do this we will be able to remove interest from your loan. This is because we will only charge you interest for the days you borrow.

Repayment

Flexible repayment dates

When we issue you with your loan we will set up scheduled repayment dates. However, if you need to change the odd repayment here or there, you can do this by making a request directly to your Customer care manager.

More Info

About Our Loans

Please only apply for a loan if you are confident that you are able to make the repayments. Missing repayments may have a negative effect on your credit rating and make it more difficult for you to obtain credit in the future.

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